1700 Reisterstown Road, Pikesville, MD 21208
Sarubin Family Dental
HomeBilling & Insurance

Billing & Insurance

No surprises on the bill

Dental costs should be clear before treatment, not after. We verify your benefits, file your claims, and put the estimate in writing so you can make a decision with real numbers in front of you.

How It Works

From your first visit to the final payment

  1. Bring your insurance information

    At your first visit, bring your insurance card and photo ID. Our front desk will verify your benefits and explain what your plan covers before any treatment is scheduled.

  2. We file the claim for you

    You do not need to submit paperwork yourself. We file claims directly with your carrier and follow up on anything that goes unpaid or gets processed incorrectly.

  3. You see the estimate first

    For anything beyond routine care, we review a written treatment estimate with you, including what insurance is expected to pay and what your portion will be, before we begin.

  4. Choose how to pay

    We accept cash, check, and major credit cards. For larger treatment plans, financing options let you spread payments over time rather than paying all at once.

Common Questions

Insurance and payment questions

Have your plan details handy and call (410) 594-9500 and we can verify your specific benefits in a few minutes.

We work with most major dental insurance plans and file claims on your behalf. Because plan details vary widely even within the same carrier, the fastest answer is to call the office at (410) 594-9500 with your plan information and we will verify your specific benefits.

Many of our patients do not. We will give you a clear price before treatment starts, and financing options are available so that a larger treatment plan can be paid over time instead of up front.

Yes, always, for anything beyond a routine cleaning or exam. You will see a written estimate showing the expected insurance portion and your out-of-pocket cost, and nothing gets scheduled until you have agreed to it.

Most plans do not cover purely cosmetic procedures such as whitening or veneers placed for appearance alone. However, treatment that also restores function, a crown for example, is often partially covered. We will help you understand where your case falls.

Yes. For comprehensive treatment such as implants or a full smile makeover, third-party financing is available with monthly payment options. Our front desk can walk you through what is available.

Cash, personal check, and all major credit cards. Payment for your portion is due at the time of service unless a financing arrangement is already in place.

Ready to see us?

Our staff is happy to answer any questions you may have. Call our Pikesville dental office today to schedule your appointment. We look forward to meeting you and your family.

Request an Appointment(410) 594-9500